Sponsored by a big support team, we are here to serve at levels higher than the rest. Here to help individuals who are looking to;
or simply get pre-qualified to see their purchasing power for real estate.
A title company makes sure that the title to a piece of real estate is legitimate and then issues title insurance for that property. Title insurance protects the lender and/or owner against lawsuits or claims against the property that result from disputes over the title. Attached is a basic cost (rate) sheet from Edwards Abstract a local Title Comapy to South Texas. https://www.nititle.com/premium-calculator
Nick Smith is licensed with multiple lines in the State of Texas. This can cause some concern with RESPA & protocol of each transaction. To help assist anyone with concerns we have linked here the CFPB rules and regulations with Affiliated Business Arrangements that may take place when a person purchases, re-finances, or simply gets pre-qualified for a residential property. (4-Units or less)
An affiliated business arrangement is defined in section 3(7) of RESPA (12 U.S.C. 2602(7)).
An affiliated business arrangement is not a violation of section 8 of RESPA (12 U.S.C. 2607) and of § 1024.14 if the conditions set forth in this section are satisfied. Paragraph (b)(1) of this section shall not apply to the extent it is inconsistent with section 8(c)(4)(A) of RESPA (12 U.S.C. 2607(c)(4)(A)).
means the relationship among business entities where one entity has effective control over the other by virtue of a partnership or other agreement or is under common control with the other by a third entity or where an entity is a corporation related to another corporation as parent to subsidiary by an identity of stock ownership. Source: CFPB
Branch NMLS #1014698 | AN EQUAL HOUSING LENDER
Gold Financial Services is a division of AmCap Mortgage, Ltd. (BK-0929916) (NMLS ID# 129122 – www.nmlsconsumeraccess.org), an Equal Housing Lender. | Regulated by the New Mexico Financial Institutions Division. Sponsored Branch licensed in Arizona (BK-0938299).
TREC: Sales Agent License #: 716158
TREC Sponsoring Broker #: 9002921